Mandeep Toor's blog

For more than a year now, the Competition Bureau has been urging homeowners to be wary of deceptive tactics used by door‑to‑door salespeople trying to get them to sign a contract for a new water heater or heating, ventilation and air conditioning (HVAC) system.

With the bloom of spring finally breaking through the doldrums of winter, it’s time for homeowners to begin thinking about exterior projects around the home. For many of us, that includes replacing drafty, inefficient windows with newer, high efficiency models.

In a housing market as geographically vast as Canada, homeownership affordability can vary widely from coast to coast; while carrying a mortgage is a major financial commitment regardless of province or city, some regions are much friendlier on buyers’ bank accounts, especially those purchasing a home on a single income.

Should you choose a fixed or variable mortgage? That is one major question currently facing potential home buyers. Admittedly, it’s always an important consideration when purchasing a home, but more so today than in previous years.

And that’s because we’re currently in a rising rate environment.

5 things to Know when selling a home occupied by a tenant

As a result of the latest changes to the Ontario Residential Tenancies Act, you need to have the right strategy when selling a home occupied by a tenant.

Here are 5 things you need to know:

First review any lease

5 things to Know when selling a home occupied by a tenant

As a result of the latest changes to the Ontario Residential Tenancies Act, you need to have the right strategy when selling a home occupied by a tenant.

Here are 5 things you need to know:

First review any lease

Pre-approvals are no good in Canada

Lately, I’ve been getting panicked calls from real estate buyers (or their mortgage brokers) to inform me that their bank was not honouring their mortgage “pre-approval”. Obviously, this creates tremendous stress for the buyer and Realtor, mortgage broker, lawyer and this situation is becoming more and more common.

Why is this happening?

Pre-approvals are no good in Canada

Lately, I’ve been getting panicked calls from real estate buyers (or their mortgage brokers) to inform me that their bank was not honouring their mortgage “pre-approval”. Obviously, this creates tremendous stress for the buyer and Realtor, mortgage broker, lawyer and this situation is becoming more and more common.

Why is this happening?